MassMutual Annuities

No matter how you envisioned retirement, having the freedom to live life on your terms depends on having a secure retirement income.

A MassMutual annuity can both protect your finical nest egg and provide guaranteed income for life. 

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With some of the best annuity products on the market today, MassMutual offers all annuity types, flexible design options, and great interest rates. We strongly recommend exploring their products before moving forward with your investment.

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Let’s take a closer look at annuity options from MassMutual.

MassMutual Annuity Options

Deferred Fixed Annuities – have a deferral period before you can start receiving income payments. The investment grows at a fixed, guaranteed interest rate, which protects your funds from investment loss. When you’re ready to begin receiving income payment, you can choose from various options to customize your income stream.

MassMutual deferred fixed annuities eliminate market exposure and provide interest rates that greatly outpace inflation. These are conservative investments and may be the ideal low-risk investment you’ve been looking for. 

Variable Annuities – allow you to grow your retirement income and defer paying taxes on your earnings until you begin taking income withdrawals.   The diverse investment options offered allow you to customize your annuity contract to match your retirement goals, time horizon, and risk tolerance.

MassMutual variable annuities provide real growth potential that can help you grow and increase your income throughout retirement.  Additionally, there are distribution options that provide income that you can’t outlive. 

Fixed Indexed Annuities – combine the benefits of fixed and variable annuities into one.  These unique products provide a fixed, guaranteed interest rate that protects against investment loss, combined with a variable interest rate linked to a stock market index.  

The MassMutual fixed indexed annuity allows you to participate in market gains and not participate in market downturns. These products continue to increase in popularity across the country and provide attractive retirement investment benefits, including the option for lifetime income. 

Immediate Income Annuities – provide a guaranteed income rather than help you build your retirement savings.  Immediate annuities form through a single, one-time premium payment, which fully loads the entire investment.   In exchange for your single purchase payment, the contract allows you to begin receiving income payments within 13 months of purchase.  Deferred annuities help you build future income.  Immediate annuities give you an ‘immediate’ source of income now. 

MassMutual immediate income annuities are great for individuals looking to roll-over a 401k, IRA, or other investment products.

MassMutual Is Strong, Stable & Trusted  

While many investors overlook financial ratings, understanding these ratings can go along way in providing peace of mind and confidence about your investment.  MassMutual holds some of the highest finial ratings in the industry.  Their strength and stability exhibit that they are helping people achieve their final goals. 

  • A.M. Best Company: A++ (Superior; top category of 15)
  • Fitch Ratings: AA+ (Very Strong; second category of 21)
  • Moody’s Investors Service: Aa3 (High Quality; fourth category of 21)
  • Standard & Poor’s: AA+ (Very Strong, second category of 21) 

MassMutual is one of the oldest companies in America. Established in the 1860’s they have over 160 years of providing quality insurance products and giving back and providing support to the local communities they serve. Their long track record of sound investment practices and giving back to local communities have earned the trust of millions of customers. We proudly represent MassMutual as one of our partners.

How Do MassMutual Annuities Compare To The Competition? 

Although the annuity market is fiercely competitive, there are roughly 12-15 insurance providers that write and issue the vast majority of annuity investments.  This report shows that in  Q1 of 2020, MassMutual became the #1 annuity writer in the country.   While annuity sales nationwide have gained popularity, MassMutual has captured the biggest percentage of these new sales and have increased their annuity considerations by 70% year over year, and continue to be a leader in retirement investing products.

In Review,

MassMutual is a great company to do business with. They offer a range of annuity products, flexible design options including lifetime income, financially strong and stable, and the most popular annuity company in the country. Millions of people trust MassMutual, and so do we.

Get Your Free Illustration

Our independent insurance agency is here to provide free illustrations that layout your potential investment details. It will allow you to compare MassMutual annuities with top competitors to find your best offer. There’s no obligation when speaking with an agent. Remember, independent agents, work for YOU, not the insurance companies. Although we have many positive things to say about MassMutual, they still might not be the right carrier for you. Our team is here to help you navigate to find the best carrier and best financial products so you can live a successful retirement.

Explore your options today with your free MassMutual annuity illustration. Fill out the form on your screen to get started.

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