Medicare Advantage 

Did you know?  You can expand your Medicare coverage to include additional benefits and services?  Well, you can.  Medicare Advantage policies offer expanded coverage not included in original Medicare.  Benefits such as vision, dental, hearing, and prescriptions are common reasons why many people purchase medicare advantage plans. 

If you’re interested in exploring your options begin by filling out the form on your screen.  Our expert agents take the time to understand your situation and explain your various options.  We pride ourselves on clear talk and plain English.  No insurance jargon! 

We help you save time and money on Medicare Advantage plans.  Get started today.

What is Medicare Advantage?

Medicare Advantage plans are private health insurance plans offered through private health insurance companies.

Private carriers who offer these plans are contracted directly with Medicare.  And no matter what company you purchase from they all follow the same rules and regulations. 

Medicare Advantage Plans

By purchasing one of these plans, you do not lose any of your original Medicare coverage.  Companies are required to include all of your original Medicare benefits (Part A & Part B).   Learn more about the different parts of medicare here.

Medicare Advantage plans are also commonly referred to as “Part C.”   Plans expand Medicare benefits to include coverage for vision, hearing, dental coverage, prescriptions and more.  Learn more about the basics of Medicare here.

Without a Medicare Advantage plan you will be left paying for these services out-of-pocket. Members receive their benefits usually through a network of providers such as an Medicare HMO network  or Medicare PPO network.  By using a local provider network, insurance carriers can lower overhead expenses and reduce your overall out of pocket cost.  Compare the best Medicare advantage plans here.

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How much do Medicare Advantage Plans Cost?

Third party insurers can charge their own determined rates.  Rates are not controlled by Medicare.  Medicare sends a set amount to your plan every month to cover your Part A and Part B benefits.  So what you end up paying for is only the additional services and benefits outside of normal medicare. 

Cost of Medicare Advantage plans are determined by what benefits you are seeking.  Some plans are very comprehensive and include a wide range of additional benefits.  While others are specific and are structured for more narrow benefits.  Whatever your monthly premium is, the rate is fixed for a full calendar year.  Rates change every year for Medicare Advantage plans, and you also have the freedom to switch plans on a yearly basis.  

Advantage Plans Can Save You Thousands of Dollars

In addition to extra benefits and services, having this additional coverage can save you thousands in out-of-pocket cost.

If you were to suffer a serious health event you would still have a 20% patient responsibility that is apart of your Part B coverage.  And Medicare does not limit your out of pocket cost. 

For example, a heart surgery costing $60,000 would result in you paying $12,000 out of pocket!  And there are plenty of other fairly common health conditions that have similar cost. Filling in the gaps of Medicare with a Advantage plan is a popular choice baby boomers whom many suffer from poor health.  If you’re concerned about medical cost, or if you live with chronic health issues, a medicare advantage plan should strongly be considered.

For example, a heart surgery costing $60,000 would result in you paying $12,000 out of pocket!  And there are plenty of other fairly common health conditions that have similar cost. Filling in the gaps of Medicare with a Advantage plan is a popular choice baby boomers whom many suffer from poor health.  If you’re concerned about medical cost, or if you live with chronic health issues, a medicare advantage plan should strongly be considered.

Best Advantage Plans

We are often asked what is the single best medicare advantage plan?  The answer is.. there isn’t one. 

There is no one size fits all health insurance plan.  It all depends on your specific situation.  Your health, financial state, and age all are factors in finding your perfect plan.  That being said there are several companies that stand out above the rest.  We’ve created a separate article if you want to review these companies yourself. 

Compare Medicare Advantage Plans here.

You may begin to imagine the tedious nature of shopping all of your market options to find your best option. But we’re here to tell you not to.   Start with the carriers we recommend for they due process the majority of medicare advantage policies. 

Our agents do the shopping for you.  We’ll compare dozens of providers to help you find your very best option.  Saving your time and money on your plan. 

Enroll in a Medicare Advantage Plan

Enrolling in a Medicare advantage plan is easier than you think. 

Our agency specialize in the niche details between carriers. We pride ourselves on knowing the Medicare industry inside and out and passing that advantage on to our clients.  Working with one of our agents is completely free. And there’s no obligation to enroll.  You get an expert advisor who can answer all  of your questions and lead you in the right direction.

We utilize that latest digital tools and have streamlined application process for medicare advantage plans.  Enrollment can be completed in a matter of minutes.

Insurance of all forms protects you and your finances.  Explore your options today by requesting a call from one of our friendly agents.

what is Medicare Advantage

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