Compare Medicare Advantage Plans

How Medicare Advantage Plans Work

Also known as Medicare Part C, Medicare Advantage policies are a secondary layer of health insurance coverage that protects where Medicare falls short.  These are private insurance policies that expand your Original Medicare benefits to include services like vision, dental, hearing, and prescription drug coverage.

In addition to these benefits, Medicare Advantage also fills the financial gaps looming within Medicare that can really impact your retirement savings.   These plans cover Medicare copays, coinsurance, and all deductibles in exchange for a single monthly premium.

Medicare Advantage Plans Are Extremely Popular

Did you know that 1/3 of all Medicare beneficiaries currently own a Medicare Advantage policy?  That’s nearly 20 million people.

Additionally, as healthcare costs continue to rise, so do the number of people who enroll in Medicare Advantage policies.  And According to the Congressional Budget Office, 51% of all Medicare beneficiaries will be enrolled in a MA plan by 2030!

Corona Virus is Also Driving UP Medicare Advantage Plan Enrollment.

Last year Medicare Advantage enrollment increased a whopping 9% over the previous year.  That’s the single biggest year-over-year increase ever.   As we face the uncertainty of the future, more people are seeking more comprehensive healthcare coverage beyond what Original Medicare Provides.

Benefits of Medicare Advantage Plans

• Expanded Medicare coverage for vision, dental, vision, and prescription drugs
• Telehealth benefits
• Elimination of Medicare copays, coinsurance, and deductibles
• Extend coverage for skilled nursing care and senior centers
• Wellness programs such as Silver Sneakers
• Predictable medical expenses that allow for easy budgeting 

Compare The Best Medicare Advantage Plans

What Medicare Advantage plan options available to you depend on your state and locality. However, the increasing popularity almost everywhere throughout the country will have multiple carrier and policy options.

Three dominant insurance providers account for nearly 60% of all active Advantage policies. United Healthcare, Humana, and Blue Cross Blue Shield. These three carriers stand out among the competition by offering innovative policies and also the lowest cost options. We strongly recommend comparing Medicare Advantage Plans from these carriers before moving forward with a policy purchase.

Here’s A Quick Overview Of The Top Carriers

United Healthcare Medicare Advantage Plans

United Healthcare is the largest provider of Medicare Advantage in the United States. Currently, they hold 25% of all policies nationwide.  The company also is the exclusive Medicare Advantage provider for AARP and serves millions of Americans through that program.  They operate in most states and offer great premium rates.

Humana Medicare Advantage Plans

As the nation’s second-largest provider of Medicare Advantage, Humana holds roughly 17% of all active policies.  The company has a long history of competitive prices and robust policy benefits.  They have adapted most of their policies to include Coronavirus benefits, and they are highly rated by current policyholders, agents, and third-party rating institutions.

Blue Cross Blue Shield Medicare Advantage Plans

BCBS is one of the most recognizable companies across America, and for good reasons. This massive company operates through a handful of subsidiary companies, including Anthem, Regency, and Hallmark, which operate regionally to have roots in the communities which they serve. They are America’s third-largest Medicare Advantage provider and issue 14% of all policies. Additionally, they are always one of the lowest cost options available.

Next Step, Get a Quote

If you’re ready to join the millions of Americans who protect their health and finances with Medicare Advantage, our specialized agency is ready to help.

We pull quotes quickly and help you compare Medicare Advantage Plans side by side to find your best policy and price.

We’ve helped thousands of individuals customize their Medicare benefits and reduce out-of-pocket medical costs. We’d love to help you too!

Explore your options today. Get started by filling out the form on your screen.