Life Insurance with Leukemia

You might think that affordable life insurance with Leukemia is impossible, but it’s not.

Sever top-rated carriers offer life insurance for Leukemia patients. And our independent agency is here to help you shop your best price.

As long as you’re between ages 50 and 85 your acceptance is guaranteed.

Leukemia And The Need for Life Insurance

Cancer is a ruthless disease. It will steal your life, impact your relationships, and often takes every dollar that you have. Many Leukemia patients purchase a life insurance policy after diagnoses to prepare for end-of-life costs. 

The current 5-year survival rates for Leukemia and all its subtypes is 61%. We show this statistic to emphasize the importance of getting your final arrangements in order. Failing to do so can leave a financial burden on those you love. 

Financial Impact Of Leukemia

Blood cancers are incredibly expensive on both the individual and the entire health care system. A recent study estimated that the average first-year cost for blood cancers is $156,000.  

The study concludes the average out-of-pocket cost will be between 20 – 35% of the total cost of care.

Few individuals can afford to pay such costs. As a result, many Leukemia patients leave behind medical bills and personal debts that can fall upon loved ones. 

How Life Insurance Can Help

Life insurance provides guaranteed funds that reduce or eliminate your end-of-life expenses. Your beneficiary receives the death benefit immediately upon notification of death. And there are no restrictions on how to use the money.   

Life insurance provides a financial safety net around those you love most. Securing your policy can bring peace of mind knowing for both your and your loved ones that the funds will be there when needed the most.  

Your Leukemia Subtype Will Affect Your Life Insurance Options

Leukemia and all its subtypes are cancers of the blood. And all cancers are treated seriously by life insurance companies. However, different subtypes have different outlooks and treatment options. Therefore your particular subtype will affect which type of life insurance policy you’re eligible for. 

The four main types of Leukemia:

• Acute Lymphoblastic (ALL)
• Acute Myeloid (AML)
• Chronic Lymphocytic (CLL)
• Chronic Myeloid (CML)

Acute, meaning fast-growing. And chronic meaning slower-growing. Lymphoid and myeloid represent different cells in which cancer originates. 

Life Insurance Options for Leukemia Patients

No matter which subtype of Leukemia you may have, you still have life insurance options. 

Final Expense Life Insurance may be available for patients cured or in remission of Leukemia. There are no medical exams, but there are several health questions. However, very few Leukemia patients will qualify for this policy type. Those who do will benefit from higher coverage amounts and lower premium rates. 

Guaranteed Acceptance Life Insurance is available to all Leukemia patients regardless of the severity of your condition. There are no medical exams or any health questions whatsoever. Once enrolled, your plan and rates lock-in for life. Meaning your coverage is permanent, and your rates will never increase.  

Both policy types listed above are a form of senior life insurance and only available for individuals age 50 to 85.

Finding Your Best Policy

Searching for life insurance with pre-existing medical conditions can be tricky. Those who go about the shopping process alone often overpay for their coverage. We highly recommend using our independent agency to help you with this process.

Our independent agency helps you shop and compare life insurance companies nationwide. With our help, you’ll find a better policy at a lower price. We save our clients both time and money on their policy.

How to Enroll Today

Enrolling in life insurance with Leukemia is easier than you think. Because there are no medical exams, the application process is super simple.

To begin, fill out the quote form on your screen. You’ll instantly see rates from all the top providers operating in your state. 

One of our friendly agents will reach out to discuss policy details and answer all of your questions.

Once you’ve identified your best option, our streamlined enrollment process takes about 15 minutes.

We’ve helped thousands of people in poor health secure the funds they need to protect their families.

We’d love to help you too! Get started today with your free quote.