Gerber Life Insurance Review

Permanent Life Insurance Options Form Gerber

Gerber has two whole life insurance options. Traditional whole life and guaranteed acceptance. 

Gerber’s Whole Life Insurance

Individuals aged 18 – 70 can up to $100,000 in coverage with no medical exam.

• Coverage from $50,000 to $300,000.
• Simple application process – no medical exam required in most cases
• Most applicants can have a decision within minutes
• Builds cash value
• Living benefits
• Day 1 coverage – no waiting period
• Low Premium Rates

Individuals who fail to qualify can still apply for Gerber’s guaranteed acceptance life insurance coverage. 

Gerber’s Guaranteed Acceptance Life Insurance  

Individuals aged 50 – 80 can up to $25,000 in coverage with no medical exam or any health questions whatsoever. These simple policies provide guaranteed funds to help pay for end-of-life expenses.   

• Up to $25,000 in guaranteed funds
• No health questions
• Super simple applications
• Builds cash value
• Living benefits
• Free accidental coverage  

Gerber’s Guaranteed Life policy provides lower coverage amounts, and higher premium rates compare other policy types. Therefore, these policies are reserved for those who fail to qualify for other types of coverage. Guaranteed acceptance life insurance is ideal for individuals in poor health or is over the age of 70. 

How Competitive Are The Rates?

How do Gerber life insurance rates compare to their competitors?  Gerber competes fiercely on rates. Particularly on their guaranteed acceptance product.   Whenever we pull quotes for our clients, Gerber is always on of the lowest cost options.

Are You Looking For Your Lowest Cost Policy?

Gerber is an excellent place to start; however, they may not be your lowest-cost provider. Life insurance companies compete with each other by catering to different subgroups of the market. Therefore, there is no single best insurance provider to purchase from. Instead, savvy shoppers will choose to work with an independent agent to compare policies and rates from top-rated carriers.

Our independent agents are here to help you do just that. We’ll help you compare Gerber’s life insurance rates with all the top providers operating in your state. As a result, you’ll save both time and money on your policy.

Financial Ratings & Reviews

Throughout Gerber’s short 55-year life span, they have grown to be a dominant player in the life insurance market. They did so by treating their customers right and with sound investment practices as a company.   

Gerber holds an A (Excellent) rating from AM Best, which puts them in the top tier of all insurance providers nationwide.  They also have an A+ rating with the BBB. And you likely that you know someone who is a satisfied Gerber life insurance policyholder.

We Trust Gerber Life

In our professional opinion, Gerber is one of the best insurance companies to do business with. They offer low rates, simple applications, and guaranteed acceptance options for individuals in poor health.

Our agents have been working with Gerber Life for many years, and we’ve had nothing but positive experiences with them.

We proudly represent Gerber as one of our trusted carriers and strongly suggest exploring what they have to offer before moving forward with a policy purchase.  

Don’t Shop For Life Insurance Alone

Although we have nothing but positive things to say about the Gerber Life Insurance Company, we recommend shopping and comparing all of your available options. And if you’re going to shop and compare life insurance companies, it’s best to seek the help of a qualified independent agent.

Our independent agents work for YOU, not the insurance company.  We look out for your best interest and help you locate your best policy and lowest price.

Our services are free. And there’s never any obligation when working with an agent.

Explore your options today.  See how Gerber life insurance policies compare to top competitors.  Fill out the form on your screen to get started.